Quick Tip: TV Licence Alternatives

A TV licence cost £145.50. It can be argued that decent programmes are becoming a bit of a rarity in the UK. So, it seems a bit ludicrous to shell out that amount of cash. Even, if you watch quite a bit of TV, chances are you’re not in all the time to watch your favourite shows.


There are alternatives to suit your lifestyle though:

iPlayer, ITV Player, 4OD – We’ll start with the obvious. These catch-up services are a god send. You get to pick your TV schedule, essentially. Rather than watch whatever’s on TV live just because it’s on, you can make sure every minute in front of your screen counts. The services are available on your computer and through apps (anything with an internet connection).

Netflix – There are other streaming services, like Lovefilm, but this one is the most famous. While the library of films and TV programs is not as extensive as its American counterpart, there’s still a host of classic viewing to be had. For £5.99 a month, it’s cheaper than a TV licence, or buying/renting the respective DVDs of everything you’ll watch. It’s unlimited so there’s no cap on how much you watch. Warning though, this could seriously affect your motivation to study…

Cinema unlimited cards – If TV isn’t your thing but you’re a huge film buff, one of these cards may be for you. Cineworld’s offering is £15.90/month for a 12 month contract. That comes in at £190.80, which is more than a TV licence but totally worth it if you’re a fan of movies. However, to make it worth your while, you’ll need to go at least twice a month – otherwise, it’s money down the drain.

Home and Contents Insurance for Students

Online insurance claim formIt is very difficult to compare any kind of insurance due to the huge variety of insurance options available; the true comparison company to company varies for each individual and their requirements and I would advise any student to investigate a few companies to ensure getting the best deal – the reviews below are ranked by cost generally, please undertake your own research to get a true comparison for your specific requirements.

Most students only need students for their own possessions – some of these things could be insured with manufacturers (gadgets) or even with your parents’ home contents insurance – please check the small print of any policies and confirm this before purchasing any insurance from companies as nearly all insurance is contractual.

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25 Money Saving Tips for Students

Starting University can be a daunting thought and filled with financial issues. The following 25 tips can take the edge off any struggles you may have with money; take a look and see if there are any ways you can save precious pounds!

 1)  Don’t go it alone.  If you try and have a completely independent university experience it will undoubtedly end up being more expensive than teaming up with your mates. Living together, shopping together and cooking together will save you money on all basic expenses. And anyway, what’s the fun of coming home from lectures to an empty flat and a ready meal for one? (Even if it does mean you have to put up with other people’s annoying habits.)

2)  Buy in bulk. This applies mainly to food, although I suppose if your wardrobe consists exclusively of black t shirts it could work with clothes too. Make a big shopping trip in the first week of term and stock up on the cupboard basics (potatoes, pasta etc.); also keep an eye out for deals on meat and fish. Remember, you don’t have to eat it all before the sell by date if you have a freezer! Also works well with alcohol, share a wine box with a couple of friends rather than all buying individual bottles, the cost per bottle works out much cheaper.

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